Zero Down • 100% Financing • No re Payments for a few months
Save 1000s of dollars with in-house funding! United Built Homes is the ONLY on-your-site builder in your community that provides real financing that is in-house. This means you may be in your, custom built house without investing anything in up-front closing expenses.
Some loan providers charge as much as $10,000 in up-front closing expenses for a $150,000 house:
You will find often no expenses that are out-of-pocket you finance with United Built Homes. You are practically home free!
This chart is actually for instance only; actual numbers will change dependent on loan amount as well as other facets.
United Built Homes typically doesn’t charge origination fees. An origination fee may be included on their United Built loan for customers requiring a land payoff.
The utmost effective Four Tips for Good Credit
1. Preserve a healthier Credit Rating
Spend your bills on time, lessen your financial obligation balances, and work out sure your credit history is error-free.
Concerned about your credit? At United Built Homes, we you will need to make house ownership a real possibility for your needs. Each customer’s financing situation is actually examined by our finance group. We can consider additional factors to help find a way to finance your new home because we don’t use automated underwriting techniques.
2. Keep A minimal Debt-to-Income Ratio
Your debt-to-income ratio can be your total quantity of financial obligation in comparison to your earnings. Look at your debt-to-income ratio now. The low the ratio, the greater. Auto loans, student education loans, and bank card balances may be contributors that are huge your financial troubles load. You will need to reduce balances and give a wide berth to making big acquisitions, such as for example a brand new automobile, prior to you attempt to finance your home.
3. Use Your Premises to Your Advantage
Since you bought it, you have built up equity if you own property and its value has increased. You may manage to make use of your property as security, and also have no advance payment in your new home.
Do not own your home clear and free? You don’t need to have your home free and clear in order to build a true house or apartment with United Built Homes. Speak to your local sales workplace to learn more about financing options that will enable you to fund both your brand new house together with quantity your debt on the home.
4. Be Realistic About How Exactly Much You Can Afford
A person who could have difficulty getting financing for a more costly house might not have any trouble getting approved for example this is certainly cheaper. Phone your neighborhood United Built workplace to go over your needs by having a sales associate. We’ll help you discover the United Built house which will best match your requirements along with your budget.